/* ==========================================================================
   Apple design layer — 30-compare
   Comparison sections: claim ranking, insurance comparison center
   Every rule is scoped to its section id so it outranks the legacy class
   rules (including their [data-theme="dark"] variants) without !important.
   ========================================================================== */

/* --------------------------------------------------------------------------
   Shared: Korean line breaking, sub-section headers
   -------------------------------------------------------------------------- */
:root #section-claim-ranking :is(h3, h4, p),
:root #section-insurance-comparison :is(h3, h4, p) {
  word-break: keep-all;
  overflow-wrap: break-word;
}

/* Sub-section header (left aligned, Apple Store "The latest." pattern) */
:root #section-claim-ranking .diff-guide-header,
:root #section-insurance-comparison .easy-terms-header {
  border: 0;
  padding: 0;
  margin: 0 0 32px;
  max-width: 760px;
}

:root #section-claim-ranking .diff-guide-title-wrap {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  margin: 0 0 10px;
}

:root #section-claim-ranking .diff-badge {
  background: none;
  border: 0;
  padding: 0;
  border-radius: 0;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0;
  color: var(--ap-orange);
}

:root #section-claim-ranking .diff-guide-header h3,
:root #section-insurance-comparison .terms-title {
  font-size: 28px;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--ap-text);
  margin: 0;
  text-wrap: balance;
}

:root #section-claim-ranking .diff-guide-sub,
:root #section-insurance-comparison .terms-sub {
  display: block;
  font-size: 17px;
  line-height: 1.5;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-insurance-comparison .terms-title { margin-bottom: 10px; }
:root #section-insurance-comparison .terms-title-wrap { display: block; }

/* ==========================================================================
   1. Claim ranking — explainer (지급률 vs 부지급률)
   ========================================================================== */
:root #section-claim-ranking .claim-difference-guide-box {
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
  padding: 0;
  margin: 0;
}

:root #section-claim-ranking .diff-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

:root #section-claim-ranking .diff-card,
:root #section-claim-ranking .diff-card.highlight-border {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  padding: 32px 32px 30px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: none;
}

:root #section-claim-ranking .diff-card:hover {
  transform: none;
  box-shadow: none;
}

:root #section-claim-ranking .diff-card-top {
  display: flex;
  align-items: baseline;
  justify-content: flex-start;
  gap: 12px;
  margin: 0 0 2px;
}

:root #section-claim-ranking .diff-num {
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0;
  color: var(--ap-text-3);
  font-variant-numeric: tabular-nums;
}

:root #section-claim-ranking .diff-card-badge {
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .diff-card-badge.danger,
:root #section-claim-ranking .diff-card-badge.warning {
  color: var(--ap-orange);
}

:root #section-claim-ranking .diff-card h4 {
  font-size: 21px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ap-text);
  margin: 0;
}

:root #section-claim-ranking .diff-desc {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .diff-desc strong {
  color: var(--ap-text);
  font-weight: 600;
}

/* Mini bar chart */
:root #section-claim-ranking .diff-visual-bar {
  margin-top: auto;
  background: var(--ap-fill);
  border: 0;
  border-radius: var(--ap-radius-s);
  padding: 16px 18px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

:root #section-claim-ranking .diff-bar-row {
  display: grid;
  grid-template-columns: 136px minmax(0, 1fr) auto;
  align-items: center;
  gap: 14px;
  font-size: 13px;
}

:root #section-claim-ranking .diff-bar-row .bar-lbl {
  width: auto;
  font-weight: 600;
  color: var(--ap-text);
  white-space: nowrap;
}

:root #section-claim-ranking .diff-bar-row .bar-track {
  height: 6px;
  background: var(--ap-fill-2);
  border-radius: var(--ap-radius-pill);
  overflow: hidden;
}

:root #section-claim-ranking .diff-bar-row .bar-fill { border-radius: var(--ap-radius-pill); }
:root #section-claim-ranking .diff-bar-row .bar-fill.green { background: var(--ap-green); }
:root #section-claim-ranking .diff-bar-row .bar-fill.red { background: var(--ap-red); }

:root #section-claim-ranking .diff-bar-row .bar-val {
  width: auto;
  text-align: right;
  font-size: 13px;
  font-weight: 500;
  color: var(--ap-text-2);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

:root #section-claim-ranking .diff-tip-tag {
  margin-top: auto;
  display: block;
  background: var(--ap-fill);
  border-radius: var(--ap-radius-s);
  padding: 13px 16px;
  font-size: 14px;
  line-height: 1.5;
  font-weight: 500;
  color: var(--ap-text);
}

/* ==========================================================================
   2. Claim ranking — highlight banners (한화손보 1위 / 생보)
   ========================================================================== */
:root #section-claim-ranking .claim-ranking-hero-banner {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
  margin: 20px 0 72px;
}

:root #section-claim-ranking .ranking-highlight-col {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  padding: 36px 40px 38px;
  display: block;
  overflow: visible;
  transition: none;
}

:root #section-claim-ranking .ranking-highlight-col::before { content: none; display: none; }
:root #section-claim-ranking .ranking-highlight-col:hover { transform: none; box-shadow: none; }

:root #section-claim-ranking .rank-highlight-body {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

:root #section-claim-ranking .rank-badge-pill {
  display: block;
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0;
  text-transform: none;
  color: var(--ap-orange);
  margin: 0 0 8px;
}

:root #section-claim-ranking .rank-winner-title {
  display: block;
  font-size: 24px;
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--ap-text);
  margin: 0 0 20px;
}

:root #section-claim-ranking .rank-metric-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 36px;
  margin: 0 0 20px;
}

:root #section-claim-ranking .rank-metric {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

:root #section-claim-ranking .winner-rate {
  font-family: var(--ap-font-num);
  font-size: 40px;
  line-height: 1.05;
  font-weight: 700;
  letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
  color: var(--ap-text);
  white-space: nowrap;
}

:root #section-claim-ranking .winner-rate.is-best { color: var(--ap-green); }

:root #section-claim-ranking .rank-metric-lbl {
  font-size: 13px;
  font-weight: 500;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .rank-winner-desc {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .rank-winner-desc strong {
  color: var(--ap-text);
  font-weight: 600;
}

/* ==========================================================================
   3. Claim ranking — segmented control (4 panes)
   ========================================================================== */
:root #section-claim-ranking .claim-tabs-wrap {
  display: flex;
  justify-content: center;
  margin: 0 0 40px;
}

:root #section-claim-ranking .claim-segmented-control {
  display: inline-flex;
  flex-wrap: nowrap;
  width: auto;
  max-width: 100%;
  background: var(--ap-fill-2);
  border: 0;
  border-radius: var(--ap-radius-pill);
  padding: 3px;
  gap: 0;
  margin: 0;
  box-shadow: none;
}

:root #section-claim-ranking .claim-segmented-control .segment-btn {
  flex: 0 1 auto;
  min-height: 38px;
  padding: 8px 20px;
  border: 0;
  border-radius: var(--ap-radius-pill);
  background: transparent;
  box-shadow: none;
  font-size: 14px;
  font-weight: 500;
  line-height: 1.3;
  letter-spacing: -0.01em;
  color: var(--ap-text-2);
  white-space: nowrap;
  text-align: center;
  cursor: pointer;
  transition: background-color var(--ap-dur) var(--ap-ease), color var(--ap-dur) var(--ap-ease), box-shadow var(--ap-dur) var(--ap-ease);
}

:root #section-claim-ranking .claim-segmented-control .segment-btn:hover { color: var(--ap-text); }

:root #section-claim-ranking .claim-segmented-control .segment-btn.active {
  background: var(--ap-tile);
  color: var(--ap-text);
  font-weight: 500;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12);
}

/* ==========================================================================
   4. Claim ranking — pane intro + view toggle (small segmented control)
   ========================================================================== */
:root #section-claim-ranking .claim-pane-intro {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px 24px;
  background: transparent;
  border: 0;
  border-radius: 0;
  padding: 0;
  margin: 0 0 20px;
  font-size: 15px;
  line-height: 1.5;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .pane-intro-left { flex: 1 1 420px; min-width: 0; }
:root #section-claim-ranking .pane-intro-left strong { color: var(--ap-text); font-weight: 600; }

:root #section-claim-ranking .pane-intro-right {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

:root #section-claim-ranking .view-mode-toggle {
  display: inline-flex;
  background: var(--ap-fill-2);
  border: 0;
  border-radius: var(--ap-radius-pill);
  padding: 3px;
  gap: 0;
}

:root #section-claim-ranking .btn-view-mode {
  border: 0;
  background: transparent;
  box-shadow: none;
  min-height: 32px;
  padding: 6px 14px;
  border-radius: var(--ap-radius-pill);
  font-size: 13px;
  font-weight: 500;
  color: var(--ap-text-2);
  white-space: nowrap;
  cursor: pointer;
  transition: background-color var(--ap-dur) var(--ap-ease), color var(--ap-dur) var(--ap-ease);
}

:root #section-claim-ranking .btn-view-mode:hover { color: var(--ap-text); }

:root #section-claim-ranking .btn-view-mode.active {
  background: var(--ap-tile);
  color: var(--ap-text);
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12);
}

:root #section-claim-ranking .claim-updated-tag {
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 12px;
  font-weight: 500;
  color: var(--ap-text-3);
}

/* ==========================================================================
   5. Claim ranking — ranking tables (table recipe)
   ========================================================================== */
:root #section-claim-ranking .claim-table-responsive {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  overflow-x: auto;
  margin: 0 0 20px;
}

:root #section-claim-ranking .blog-claim-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 15px;
  text-align: left;
  font-variant-numeric: tabular-nums;
}

:root #section-claim-ranking .blog-claim-table th {
  background: transparent;
  color: var(--ap-text-2);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0;
  padding: 18px 16px 12px;
  border-bottom: 1px solid var(--ap-hairline-soft);
  white-space: nowrap;
  vertical-align: bottom;
}

:root #section-claim-ranking .blog-claim-table td {
  padding: 20px 16px;
  border-bottom: 1px solid var(--ap-hairline-soft);
  color: var(--ap-text);
  vertical-align: middle;
  line-height: 1.45;
}

:root #section-claim-ranking .blog-claim-table :is(th, td):first-child { padding-left: 28px; }
:root #section-claim-ranking .blog-claim-table :is(th, td):last-child { padding-right: 28px; }
:root #section-claim-ranking .blog-claim-table tbody tr:last-child td { border-bottom: 0; }

:root #section-claim-ranking .blog-claim-table tr:hover,
:root #section-claim-ranking .blog-claim-table tbody tr:hover { background: transparent; }

:root #section-claim-ranking .blog-claim-table tr.winner-row {
  background: transparent;
  font-weight: inherit;
}

/* Rank: plain numerals, 1-3 bold */
:root #section-claim-ranking .rank-cell-pill {
  display: inline;
  width: auto;
  height: auto;
  border-radius: 0;
  background: none;
  box-shadow: none;
  font-size: 15px;
  font-weight: 500;
  color: var(--ap-text-2);
  white-space: nowrap;
}

:root #section-claim-ranking .rank-cell-pill.gold,
:root #section-claim-ranking .rank-cell-pill.silver,
:root #section-claim-ranking .rank-cell-pill.bronze {
  background: none;
  box-shadow: none;
  color: var(--ap-text);
  font-weight: 700;
}

:root #section-claim-ranking .comp-name-wrap {
  gap: 10px;
  font-weight: 600;
  color: var(--ap-text);
  white-space: nowrap;
}

:root #section-claim-ranking .comp-dot { width: 8px; height: 8px; }

/* Key column: 부지급률 */
:root #section-claim-ranking .rej-rate-tag {
  font-size: 17px;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--ap-text);
  white-space: nowrap;
}

:root #section-claim-ranking .rej-rate-tag.winner {
  font-size: 17px;
  font-weight: 700;
  color: var(--ap-green);
}

:root #section-claim-ranking .pay-rate-tag {
  font-weight: 400;
  color: var(--ap-text-2);
  white-space: nowrap;
}

:root #section-claim-ranking .claim-feat-title {
  display: block;
  font-size: 15px;
  font-weight: 600;
  color: var(--ap-text);
  word-break: keep-all;
}

:root #section-claim-ranking .claim-feat-desc {
  font-size: 13px;
  line-height: 1.5;
  color: var(--ap-text-2);
  margin-top: 4px;
  word-break: keep-all;
}

/* Status: colored dot + text */
:root #section-claim-ranking .advisory-badge,
:root #section-claim-ranking .crc-footer-tag.is-safe,
:root #section-claim-ranking .crc-footer-tag.is-warning {
  display: inline-flex;
  align-items: flex-start;
  gap: 8px;
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 14px;
  font-weight: 500;
  line-height: 1.45;
  color: var(--ap-text);
  word-break: keep-all;
}

:root #section-claim-ranking .advisory-badge::before,
:root #section-claim-ranking .crc-footer-tag.is-safe::before,
:root #section-claim-ranking .crc-footer-tag.is-warning::before {
  content: '';
  flex: none;
  width: 8px;
  height: 8px;
  margin-top: 0.46em;
  border-radius: 50%;
  background: var(--ap-text-3);
}

:root #section-claim-ranking .advisory-badge.safe,
:root #section-claim-ranking .advisory-badge.warning { background: none; color: var(--ap-text); }
:root #section-claim-ranking .advisory-badge.safe::before,
:root #section-claim-ranking .crc-footer-tag.is-safe::before { background: var(--ap-green); }
:root #section-claim-ranking .advisory-badge.warning::before,
:root #section-claim-ranking .crc-footer-tag.is-warning::before { background: var(--ap-orange); }

:root #section-claim-ranking .claim-mini-notice {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  padding: 20px 24px;
  margin: 0;
  font-size: 14px;
  line-height: 1.6;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .claim-mini-notice strong {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--ap-orange);
  margin: 0 0 4px;
}

/* ==========================================================================
   6. Claim ranking — detail cards (card view)
   ========================================================================== */
:root #section-claim-ranking .claim-ranking-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin: 0 0 20px;
}

:root #section-claim-ranking .claim-rank-card,
:root #section-claim-ranking .claim-rank-card.rank-top1,
:root #section-claim-ranking .claim-rank-card.rank-top2,
:root #section-claim-ranking .claim-rank-card.rank-top3 {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  padding: 28px;
  gap: 18px;
  transition: none;
}

:root #section-claim-ranking .claim-rank-card:hover { transform: none; box-shadow: none; }

:root #section-claim-ranking .crc-top-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}

:root #section-claim-ranking .crc-rank-badge {
  display: inline-block;
  background: var(--ap-fill);
  color: var(--ap-text);
  font-size: 12px;
  font-weight: 600;
  line-height: 1.3;
  padding: 4px 10px;
  border-radius: var(--ap-radius-pill);
  white-space: nowrap;
}

:root #section-claim-ranking .crc-speed-tag {
  font-size: 13px;
  color: var(--ap-text-2);
  text-align: right;
}

:root #section-claim-ranking .crc-company-name {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: -4px;
}

:root #section-claim-ranking .crc-dot {
  flex: none;
  width: 8px;
  height: 8px;
  border-radius: 50%;
}

:root #section-claim-ranking .crc-company-name h4 {
  font-size: 21px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ap-text);
  margin: 0;
}

:root #section-claim-ranking .crc-metric-box {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px 16px;
  background: none;
  border: 0;
  border-top: 1px solid var(--ap-hairline-soft);
  border-bottom: 1px solid var(--ap-hairline-soft);
  border-radius: 0;
  padding: 18px 0;
}

:root #section-claim-ranking .metric-col {
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 0;
}

:root #section-claim-ranking .metric-col:first-child { grid-column: 1 / -1; }

:root #section-claim-ranking .m-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .m-val {
  font-size: 15px;
  font-weight: 600;
  color: var(--ap-text);
  font-variant-numeric: tabular-nums;
  word-break: keep-all;
}

:root #section-claim-ranking .metric-col:first-child .m-val {
  font-family: var(--ap-font-num);
  font-size: 32px;
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.03em;
}

:root #section-claim-ranking .m-val.is-best { color: var(--ap-green); }

:root #section-claim-ranking .crc-gauge-wrap {
  width: auto;
  height: auto;
  background: none;
  border-radius: 0;
  overflow: visible;
}

:root #section-claim-ranking .crc-gauge-labels {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 13px;
  color: var(--ap-text-2);
  margin: 0 0 8px;
}

:root #section-claim-ranking .crc-gauge-labels strong {
  font-weight: 600;
  color: var(--ap-text);
  font-variant-numeric: tabular-nums;
}

:root #section-claim-ranking .crc-gauge-bar {
  height: 6px;
  background: var(--ap-fill-2);
  border-radius: var(--ap-radius-pill);
  overflow: hidden;
}

:root #section-claim-ranking .crc-gauge-fill {
  height: 100%;
  background: var(--ap-green);
  border-radius: var(--ap-radius-pill);
}

:root #section-claim-ranking .crc-summary {
  font-size: 14px;
  line-height: 1.55;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .crc-summary strong {
  display: block;
  font-size: 15px;
  font-weight: 600;
  color: var(--ap-text);
  margin: 0 0 4px;
}

:root #section-claim-ranking .crc-summary br { display: none; }

:root #section-claim-ranking .crc-footer-tag {
  margin-top: auto;
  padding-top: 16px;
  border-top: 1px solid var(--ap-hairline-soft);
  font-size: 13px;
  font-weight: 500;
  line-height: 1.45;
  color: var(--ap-text-2);
  background: none;
  border-radius: 0;
}

:root #section-claim-ranking .crc-footer-tag.is-safe,
:root #section-claim-ranking .crc-footer-tag.is-warning {
  display: flex;
  font-size: 13px;
  padding-top: 16px;
}

/* ==========================================================================
   7. Claim ranking — calculator (form + big-number stats)
   ========================================================================== */
:root #section-claim-ranking .claim-calc-container {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-l);
  box-shadow: none;
  padding: 48px;
}

:root #section-claim-ranking .claim-calc-header {
  border: 0;
  padding: 0;
  margin: 0 0 32px;
  max-width: 720px;
}

:root #section-claim-ranking .claim-calc-header h3 {
  font-size: 28px;
  line-height: 1.22;
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--ap-text);
  margin: 0 0 10px;
  text-wrap: balance;
}

:root #section-claim-ranking .claim-calc-header p {
  font-size: 17px;
  line-height: 1.5;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .claim-calc-inputs {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) auto;
  gap: 20px 24px;
  align-items: start;
  background: none;
  border-radius: 0;
  padding: 0 0 36px;
  margin: 0 0 36px;
  border-bottom: 1px solid var(--ap-hairline-soft);
}

:root #section-claim-ranking .calc-input-group label {
  display: block;
  font-size: 13px;
  line-height: 18px;
  font-weight: 600;
  color: var(--ap-text-2);
  margin: 0 0 8px;
}

:root #section-claim-ranking .input-with-unit input {
  width: 100%;
  height: 50px;
  padding: 0 64px 0 16px;
  font-family: var(--ap-font-num);
  font-size: 19px;
  font-weight: 600;
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
  color: var(--ap-text);
  background: var(--ap-tile);
  border: 1px solid var(--ap-hairline);
  border-radius: var(--ap-radius-s);
  box-shadow: none;
  transition: border-color var(--ap-dur) var(--ap-ease), box-shadow var(--ap-dur) var(--ap-ease);
}

:root #section-claim-ranking .input-with-unit input:focus {
  outline: none;
  border-color: var(--ap-accent);
  box-shadow: var(--ap-focus);
}

:root #section-claim-ranking .input-with-unit span {
  right: 16px;
  font-size: 15px;
  font-weight: 500;
  color: var(--ap-text-2);
  pointer-events: none;
}

:root #section-claim-ranking .calc-hint {
  display: block;
  font-size: 12px;
  line-height: 1.45;
  color: var(--ap-text-3);
  margin-top: 8px;
}

:root #section-claim-ranking .btn-run-calc {
  margin-top: 26px;
  height: 50px;
  padding: 0 28px;
  border: 0;
  border-radius: var(--ap-radius-pill);
  background: var(--ap-blue);
  color: #fff;
  font-size: 17px;
  font-weight: 500;
  box-shadow: none;
  white-space: nowrap;
  transition: background-color var(--ap-dur) var(--ap-ease);
}

:root #section-claim-ranking .btn-run-calc:hover {
  background: var(--ap-blue-hover);
  transform: none;
  box-shadow: none;
}

:root #section-claim-ranking .claim-calc-results {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

:root #section-claim-ranking .calc-res-card,
:root #section-claim-ranking .calc-res-card.best {
  background: var(--ap-fill);
  border: 0;
  border-radius: var(--ap-radius-m);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

:root #section-claim-ranking .calc-res-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  flex-wrap: wrap;
  gap: 4px 12px;
  margin: 0 0 6px;
}

:root #section-claim-ranking .calc-res-name {
  font-size: 17px;
  font-weight: 600;
  color: var(--ap-text);
}

:root #section-claim-ranking .calc-res-rate {
  font-size: 13px;
  font-weight: 500;
  color: var(--ap-text-2);
  font-variant-numeric: tabular-nums;
}

:root #section-claim-ranking .calc-res-lbl {
  font-size: 13px;
  line-height: 1.45;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .calc-loss-val {
  font-family: var(--ap-font-num);
  font-size: 40px;
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
  color: var(--ap-text);
  margin-top: 6px;
}

:root #section-claim-ranking .calc-res-card.best .calc-loss-val { color: var(--ap-green); }
:root #section-claim-ranking .calc-res-card.avg .calc-loss-val { color: var(--ap-orange); }
:root #section-claim-ranking .calc-res-card.low .calc-loss-val { color: var(--ap-red); }

:root #section-claim-ranking .calc-res-pay {
  font-size: 15px;
  font-weight: 500;
  color: var(--ap-text);
  font-variant-numeric: tabular-nums;
}

:root #section-claim-ranking .calc-res-note {
  margin-top: auto;
  padding-top: 14px;
  border-top: 1px solid var(--ap-hairline);
  font-size: 13px;
  line-height: 1.55;
  color: var(--ap-text-2);
  word-break: keep-all;
}

:root #section-claim-ranking .calc-res-note strong { color: var(--ap-text); font-weight: 600; }

/* ==========================================================================
   8. Claim ranking — checkpoints + promise summary
   ========================================================================== */
:root #section-claim-ranking .claim-tips-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin: 0 0 20px;
}

:root #section-claim-ranking .claim-tip-card,
:root #section-claim-ranking .claim-tip-card.highlight-border {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

:root #section-claim-ranking .tip-icon-header {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
  margin: 0;
}

:root #section-claim-ranking .tip-icon {
  display: block;
  width: 32px;
  height: 32px;
  font-size: 0;
  line-height: 0;
  color: var(--ap-accent);
}

:root #section-claim-ranking .tip-icon svg { width: 100%; height: 100%; }

:root #section-claim-ranking .tip-tag {
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 14px;
  font-weight: 600;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .tip-tag.danger-tag { background: none; color: var(--ap-orange); }
:root #section-claim-ranking .tip-tag.primary-tag { background: none; color: var(--ap-text-2); }

:root #section-claim-ranking .claim-tip-card h4 {
  font-size: 21px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ap-text);
  margin: -4px 0 0;
}

:root #section-claim-ranking .claim-tip-card p {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .claim-tip-card p strong { color: var(--ap-text); font-weight: 600; }

:root #section-claim-ranking .tip-sub-badge,
:root #section-claim-ranking .tip-sub-badge.danger,
:root #section-claim-ranking .tip-sub-badge.success {
  margin-top: auto;
  display: block;
  background: var(--ap-fill);
  color: var(--ap-text);
  border-radius: var(--ap-radius-s);
  padding: 13px 16px;
  font-size: 14px;
  line-height: 1.5;
  font-weight: 500;
}

:root #section-claim-ranking .claim-kyungho-promise-box {
  background: var(--ap-tile);
  color: var(--ap-text);
  border: 0;
  border-radius: var(--ap-radius-l);
  box-shadow: none;
  padding: 48px;
}

:root #section-claim-ranking .promise-box-header {
  display: block;
  margin: 0 0 28px;
  max-width: 760px;
}

:root #section-claim-ranking .promise-box-header h3 {
  font-size: 28px;
  line-height: 1.22;
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--ap-text);
  margin: 0 0 10px;
  text-wrap: balance;
}

:root #section-claim-ranking .promise-box-sub {
  font-size: 17px;
  line-height: 1.5;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .promise-summary-tags-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin: 0 0 32px;
}

:root #section-claim-ranking .summary-tag-pill {
  background: var(--ap-fill);
  border: 0;
  border-radius: var(--ap-radius-m);
  padding: 22px 24px;
  font-size: 15px;
  line-height: 1.6;
  color: var(--ap-text);
}

:root #section-claim-ranking .summary-tag-pill strong {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--ap-text-2);
  margin: 0 0 6px;
}

:root #section-claim-ranking .promise-bullets {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 0 0 36px;
}

:root #section-claim-ranking .bullet-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
  color: var(--ap-text-2);
}

:root #section-claim-ranking .bullet-chk {
  flex: none;
  font-size: 16px;
  line-height: 1.6;
  font-weight: 600;
  color: var(--ap-accent);
}

:root #section-claim-ranking .bullet-item p {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .bullet-item p strong { color: var(--ap-text); font-weight: 600; }

:root #section-claim-ranking .promise-contact-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px 32px;
  background: none;
  border: 0;
  border-top: 1px solid var(--ap-hairline-soft);
  border-radius: 0;
  padding: 28px 0 0;
}

:root #section-claim-ranking .contact-info-col { display: flex; flex-direction: column; gap: 6px; }

:root #section-claim-ranking .contact-lbl {
  display: block;
  font-size: 13px;
  font-weight: 500;
  color: var(--ap-text-2);
  margin: 0;
}

:root #section-claim-ranking .contact-numbers { gap: 6px 14px; flex-wrap: wrap; }

:root #section-claim-ranking .contact-numbers .phone-link {
  font-family: var(--ap-font-num);
  font-size: 21px;
  font-weight: 600;
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
  color: var(--ap-link);
  text-decoration: none;
}

:root #section-claim-ranking .contact-numbers .phone-link:hover { text-decoration: underline; }
:root #section-claim-ranking .contact-numbers .sep { color: var(--ap-hairline); }

:root #section-claim-ranking .btn-promise-audit {
  width: auto;
  min-height: 48px;
  padding: 12px 28px;
  border: 0;
  border-radius: var(--ap-radius-pill);
  background: var(--ap-blue);
  color: #fff;
  font-size: 17px;
  font-weight: 500;
  box-shadow: none;
  transition: background-color var(--ap-dur) var(--ap-ease);
}

:root #section-claim-ranking .btn-promise-audit:hover {
  background: var(--ap-blue-hover);
  transform: none;
  box-shadow: none;
}

/* ==========================================================================
   9. Comparison center — 4 key terms
   ========================================================================== */
:root #section-insurance-comparison .easy-terms-container {
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
  padding: 0;
  margin: 0 0 80px;
}

:root #section-insurance-comparison .terms-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

:root #section-insurance-comparison .term-card {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  padding: 32px;
  overflow: visible;
  transition: none;
}

:root #section-insurance-comparison .term-card:hover { transform: none; box-shadow: none; }

:root #section-insurance-comparison .term-card-header { display: block; margin: 0 0 10px; }
:root #section-insurance-comparison .term-card-icon { display: none; }

:root #section-insurance-comparison .term-badge {
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 12px;
  font-weight: 600;
  color: var(--ap-orange);
  white-space: normal;
}

:root #section-insurance-comparison .term-card-title {
  font-size: 21px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ap-text);
  margin: 0 0 12px;
}

:root #section-insurance-comparison .term-card-summary {
  font-size: 15px;
  line-height: 1.55;
  font-weight: 600;
  color: var(--ap-text);
  margin: 0 0 10px;
  word-break: keep-all;
}

:root #section-insurance-comparison .term-card-desc {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ap-text-2);
  margin: 0 0 20px;
}

:root #section-insurance-comparison .term-card-tip {
  background: var(--ap-fill);
  border: 0;
  border-radius: var(--ap-radius-s);
  padding: 14px 16px;
  font-size: 14px;
  line-height: 1.55;
  color: var(--ap-text);
  word-break: keep-all;
}

:root #section-insurance-comparison .term-card-tip strong {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--ap-text-2);
  margin: 0 0 4px;
}

/* ==========================================================================
   10. Comparison center — category option cards, chips, view toggle
   ========================================================================== */
:root #section-insurance-comparison .comp-nav-container { margin: 0 0 28px; }

:root #section-insurance-comparison .comp-tabs-bar {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin: 0 0 28px;
}

:root #section-insurance-comparison .comp-tab-btn {
  position: relative;
  display: block;
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: inset 0 0 0 1px transparent;
  padding: 22px 24px;
  text-align: left;
  color: var(--ap-text);
  cursor: pointer;
  transition: box-shadow var(--ap-dur) var(--ap-ease);
}

:root #section-insurance-comparison .comp-tab-btn:hover {
  transform: none;
  box-shadow: inset 0 0 0 1px var(--ap-hairline);
}

:root #section-insurance-comparison .comp-tab-btn.active,
:root #section-insurance-comparison .comp-tab-btn.active:hover {
  background: var(--ap-tile);
  box-shadow: inset 0 0 0 2px var(--ap-accent);
}

:root #section-insurance-comparison .comp-tab-btn.active::after { content: none; display: none; }
:root #section-insurance-comparison .comp-tab-btn .tab-icon { display: none; }

:root #section-insurance-comparison .comp-tab-btn .tab-text-wrap { display: block; }

:root #section-insurance-comparison .comp-tab-btn .tab-text-wrap strong {
  display: block;
  font-size: 17px;
  line-height: 1.3;
  font-weight: 600;
  letter-spacing: -0.015em;
  color: var(--ap-text);
  margin: 0 0 4px;
  padding-right: 36px;
}

:root #section-insurance-comparison .comp-tab-btn .tab-text-wrap span {
  display: block;
  font-size: 14px;
  line-height: 1.45;
  color: var(--ap-text-2);
  margin: 0;
  word-break: keep-all;
}

:root #section-insurance-comparison .tab-badge-accent {
  position: absolute;
  top: 24px;
  right: 24px;
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 12px;
  font-weight: 600;
  line-height: 1.3;
  color: var(--ap-orange);
}

:root #section-insurance-comparison .comp-controls-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px 24px;
  background: none;
  border: 0;
  border-radius: 0;
  padding: 0;
  margin: 0;
}

:root #section-insurance-comparison .comp-filter-group {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

/* Filter chips (on the page) */
:root #section-insurance-comparison .comp-sub-btn {
  min-height: 36px;
  padding: 8px 16px;
  border: 0;
  border-radius: var(--ap-radius-pill);
  background: var(--ap-tile);
  color: var(--ap-text);
  font-size: 14px;
  font-weight: 500;
  line-height: 1.3;
  white-space: nowrap;
  box-shadow: none;
  cursor: pointer;
  transition: background-color var(--ap-dur) var(--ap-ease), color var(--ap-dur) var(--ap-ease);
}

:root #section-insurance-comparison .comp-sub-btn:hover {
  background: var(--ap-fill-2);
  color: var(--ap-text);
}

:root #section-insurance-comparison .comp-sub-btn.active,
:root #section-insurance-comparison .comp-sub-btn.active:hover {
  background: var(--ap-text);
  color: var(--ap-tile);
  box-shadow: none;
}

:root #section-insurance-comparison .comp-view-toggle {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

:root #section-insurance-comparison .comp-view-seg {
  display: inline-flex;
  background: var(--ap-fill-2);
  border-radius: var(--ap-radius-pill);
  padding: 3px;
}

:root #section-insurance-comparison .comp-view-seg .view-toggle-btn {
  min-height: 32px;
  padding: 6px 14px;
  border: 0;
  border-radius: var(--ap-radius-pill);
  background: transparent;
  color: var(--ap-text-2);
  font-size: 13px;
  font-weight: 500;
  white-space: nowrap;
  box-shadow: none;
  cursor: pointer;
  transition: background-color var(--ap-dur) var(--ap-ease), color var(--ap-dur) var(--ap-ease);
}

:root #section-insurance-comparison .comp-view-seg .view-toggle-btn:hover { background: transparent; color: var(--ap-text); }

:root #section-insurance-comparison .comp-view-seg .view-toggle-btn.active {
  background: var(--ap-tile);
  color: var(--ap-text);
  border-color: transparent;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.12);
}

/* Excel: secondary (outline) pill */
:root #section-insurance-comparison .view-toggle-btn.btn-export-excel-small {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  min-height: 36px;
  padding: 6px 16px 6px 13px;
  border: 1px solid currentColor;
  border-radius: var(--ap-radius-pill);
  background: transparent;
  color: var(--ap-link);
  font-size: 14px;
  font-weight: 500;
  white-space: nowrap;
  box-shadow: none;
  cursor: pointer;
  transition: background-color var(--ap-dur) var(--ap-ease), color var(--ap-dur) var(--ap-ease), border-color var(--ap-dur) var(--ap-ease);
}

:root #section-insurance-comparison .view-toggle-btn.btn-export-excel-small:hover {
  background: var(--ap-link);
  border-color: var(--ap-link);
  color: #fff;
}

:root #section-insurance-comparison .excel-ico { width: 16px; height: 16px; flex: none; }

/* ==========================================================================
   11. Comparison center — product cards
   ========================================================================== */
:root #section-insurance-comparison .comp-smart-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin: 0;
}

:root #section-insurance-comparison .smart-comp-card,
:root #section-insurance-comparison .smart-comp-card.highlight-card {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  padding: 30px 28px 28px;
  transition: none;
}

:root #section-insurance-comparison .smart-comp-card:hover { transform: none; box-shadow: none; }

:root #section-insurance-comparison .comp-card-top {
  display: flex;
  flex-direction: row-reverse;
  justify-content: space-between;
  align-items: baseline;
  gap: 8px;
  margin: 0 0 10px;
}

:root #section-insurance-comparison .comp-card-badge {
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 12px;
  font-weight: 600;
  color: var(--ap-orange);
}

:root #section-insurance-comparison .comp-card-sector {
  font-size: 12px;
  font-weight: 500;
  color: var(--ap-text-3);
  white-space: nowrap;
}

:root #section-insurance-comparison .comp-card-company {
  font-size: 24px;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--ap-text);
  margin: 0 0 6px;
}

:root #section-insurance-comparison .comp-card-product {
  font-size: 14px;
  line-height: 1.45;
  font-weight: 400;
  color: var(--ap-text-2);
  margin: 0 0 16px;
}

:root #section-insurance-comparison .comp-tags-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin: 0 0 20px;
}

:root #section-insurance-comparison .comp-mini-tag {
  background: var(--ap-fill);
  color: var(--ap-text-2);
  font-size: 12px;
  font-weight: 500;
  line-height: 1.3;
  padding: 5px 10px;
  border-radius: var(--ap-radius-pill);
  white-space: nowrap;
}

:root #section-insurance-comparison .comp-highlights-box {
  background: none;
  border: 0;
  border-top: 1px solid var(--ap-hairline-soft);
  border-radius: 0;
  padding: 0;
  margin: 0 0 18px;
}

:root #section-insurance-comparison .comp-highlight-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 16px;
  padding: 11px 0;
  font-size: 14px;
  line-height: 1.45;
  border-bottom: 1px solid var(--ap-hairline-soft);
}

:root #section-insurance-comparison .hl-label {
  flex: none;
  color: var(--ap-text-2);
}

:root #section-insurance-comparison .hl-val,
:root #section-insurance-comparison .hl-val.accent-blue,
:root #section-insurance-comparison .hl-val.accent-emerald,
:root #section-insurance-comparison .hl-val.accent-red {
  font-weight: 600;
  color: var(--ap-text);
  text-align: right;
  font-variant-numeric: tabular-nums;
  word-break: keep-all;
}

:root #section-insurance-comparison .comp-specs-list {
  list-style: none;
  padding: 0;
  margin: 0 0 20px;
  font-size: 13px;
  line-height: 1.6;
  color: var(--ap-text-2);
  flex: 1;
}

:root #section-insurance-comparison .comp-specs-list li { margin: 0 0 3px; word-break: keep-all; }
:root #section-insurance-comparison .comp-specs-list li strong { color: var(--ap-text); font-weight: 500; }
:root #section-insurance-comparison .comp-specs-list .is-best { color: var(--ap-green); font-weight: 600; }

:root #section-insurance-comparison .comp-comment-box {
  background: var(--ap-fill);
  border: 0;
  border-radius: var(--ap-radius-s);
  padding: 14px 16px;
  margin: 0 0 20px;
  font-size: 14px;
  line-height: 1.55;
  color: var(--ap-text);
  word-break: keep-all;
}

:root #section-insurance-comparison .comp-comment-box strong {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--ap-text-2);
  margin: 0 0 4px;
}

:root #section-insurance-comparison .comp-card-actions { display: flex; }

:root #section-insurance-comparison .comp-card-actions .cta-kakao {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 10px 18px;
  border-radius: var(--ap-radius-pill);
  background: var(--ap-kakao);
  color: var(--ap-kakao-text);
  font-size: 15px;
  font-weight: 600;
  text-align: center;
  text-decoration: none;
  box-shadow: none;
  transition: filter var(--ap-dur) var(--ap-ease);
}

:root #section-insurance-comparison .comp-card-actions .cta-kakao:hover { filter: brightness(0.96); transform: none; }

/* ==========================================================================
   12. Comparison center — full matrix table
   ========================================================================== */
:root #section-insurance-comparison .comp-full-table-wrap {
  background: var(--ap-tile);
  border: 0;
  border-radius: var(--ap-radius-m);
  box-shadow: none;
  overflow-x: auto;
  margin: 0;
}

:root #section-insurance-comparison .comp-table {
  width: 100%;
  min-width: 1080px;
  border-collapse: collapse;
  font-size: 13px;
  text-align: center;
  font-variant-numeric: tabular-nums;
}

:root #section-insurance-comparison .comp-table th {
  background: transparent;
  color: var(--ap-text-2);
  font-size: 12px;
  font-weight: 600;
  padding: 18px 12px 12px;
  border: 0;
  border-bottom: 1px solid var(--ap-hairline-soft);
  white-space: nowrap;
  vertical-align: bottom;
}

:root #section-insurance-comparison .comp-table td {
  padding: 16px 12px;
  border: 0;
  border-bottom: 1px solid var(--ap-hairline-soft);
  color: var(--ap-text);
  vertical-align: middle;
  line-height: 1.45;
  background: transparent;
}

:root #section-insurance-comparison .comp-table :is(th, td):first-child { padding-left: 24px; }
:root #section-insurance-comparison .comp-table :is(th, td):last-child { padding-right: 24px; }
:root #section-insurance-comparison .comp-table tbody tr:last-child td { border-bottom: 0; }

:root #section-insurance-comparison .comp-table tr:hover td,
:root #section-insurance-comparison .comp-table tr.highlight-row td {
  background: transparent;
  font-weight: inherit;
}

:root #section-insurance-comparison .comp-table .ct-company { text-align: left; white-space: nowrap; }
:root #section-insurance-comparison .comp-table .ct-company strong { font-weight: 600; }
:root #section-insurance-comparison .comp-table .ct-text { text-align: left; color: var(--ap-text-2); min-width: 140px; }
:root #section-insurance-comparison .comp-table .ct-small { font-size: 12px; color: var(--ap-text-2); }
:root #section-insurance-comparison .comp-table .ct-key { font-weight: 600; color: var(--ap-text); }
:root #section-insurance-comparison .comp-table .ct-key.is-best { color: var(--ap-green); }
:root #section-insurance-comparison .comp-table .ct-note { min-width: 240px; font-size: 12px; line-height: 1.55; }
:root #section-insurance-comparison .comp-table .comp-mini-tag { font-size: 11px; padding: 3px 8px; }

/* ==========================================================================
   13. Comparison center — consult banner
   ========================================================================== */
:root #section-insurance-comparison .comp-consult-cta-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  background: var(--ap-tile);
  color: var(--ap-text);
  border-radius: var(--ap-radius-l);
  box-shadow: none;
  padding: 48px 56px;
  margin: 80px 0 0;
  text-align: left;
}

:root #section-insurance-comparison .cta-banner-left { flex: 1; min-width: 0; }

:root #section-insurance-comparison .banner-badge {
  display: block;
  background: none;
  padding: 0;
  border-radius: 0;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--ap-orange);
  margin: 0 0 10px;
}

:root #section-insurance-comparison .cta-banner-left h3 {
  font-size: 28px;
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--ap-text);
  margin: 0 0 12px;
  text-wrap: balance;
}

:root #section-insurance-comparison .cta-banner-left p {
  font-size: 17px;
  line-height: 1.6;
  color: var(--ap-text-2);
  max-width: 680px;
  margin: 0;
}

:root #section-insurance-comparison .cta-banner-left p strong { color: var(--ap-text); font-weight: 600; }

:root #section-insurance-comparison .cta-banner-right {
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex: none;
  width: 300px;
}

:root #section-insurance-comparison .cta-banner-right .cta-btn {
  width: 100%;
  min-height: 48px;
  padding: 12px 24px;
  font-size: 16px;
  font-weight: 600;
}

/* ==========================================================================
   Dark theme adjustments
   ========================================================================== */
[data-theme="dark"] #section-claim-ranking .claim-segmented-control,
[data-theme="dark"] #section-claim-ranking .view-mode-toggle,
[data-theme="dark"] #section-insurance-comparison .comp-view-seg {
  background: var(--ap-tile);
}

[data-theme="dark"] #section-claim-ranking .claim-segmented-control .segment-btn.active,
[data-theme="dark"] #section-claim-ranking .btn-view-mode.active,
[data-theme="dark"] #section-insurance-comparison .comp-view-seg .view-toggle-btn.active {
  background: var(--ap-fill-2);
  box-shadow: none;
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1068px) {
  :root #section-claim-ranking .claim-ranking-grid,
  :root #section-insurance-comparison .comp-smart-cards-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  :root #section-claim-ranking .claim-tips-grid { grid-template-columns: 1fr; }
  :root #section-claim-ranking .claim-calc-results { grid-template-columns: 1fr; }
  :root #section-insurance-comparison .comp-tabs-bar { grid-template-columns: 1fr; gap: 12px; }
  :root #section-insurance-comparison .comp-consult-cta-banner { flex-direction: column; align-items: stretch; gap: 28px; }
  :root #section-insurance-comparison .cta-banner-right { width: 100%; flex-direction: row; flex-wrap: wrap; }
  :root #section-insurance-comparison .cta-banner-right .cta-btn { width: auto; flex: 1 1 240px; }
}

@media (max-width: 920px) {
  :root #section-claim-ranking .claim-tabs-wrap { display: block; }
  :root #section-claim-ranking .claim-segmented-control {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    width: 100%;
    border-radius: 16px;
    gap: 2px;
  }
  :root #section-claim-ranking .claim-segmented-control .segment-btn {
    border-radius: 13px;
    white-space: normal;
    min-height: 48px;
    padding: 8px 10px;
  }
  :root #section-claim-ranking .seg-sub { display: block; font-size: 12px; opacity: 0.85; }
  :root #section-claim-ranking .diff-cards-grid,
  :root #section-claim-ranking .claim-ranking-hero-banner,
  :root #section-claim-ranking .promise-summary-tags-row,
  :root #section-insurance-comparison .terms-cards-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 734px) {
  :root #section-claim-ranking .diff-guide-header h3,
  :root #section-insurance-comparison .terms-title,
  :root #section-claim-ranking .claim-calc-header h3,
  :root #section-claim-ranking .promise-box-header h3,
  :root #section-insurance-comparison .cta-banner-left h3 { font-size: 24px; }

  :root #section-claim-ranking .diff-guide-sub,
  :root #section-insurance-comparison .terms-sub,
  :root #section-claim-ranking .claim-calc-header p,
  :root #section-claim-ranking .promise-box-sub,
  :root #section-insurance-comparison .cta-banner-left p { font-size: 16px; }

  :root #section-claim-ranking .diff-guide-header,
  :root #section-insurance-comparison .easy-terms-header { margin-bottom: 24px; }

  :root #section-claim-ranking .diff-card,
  :root #section-claim-ranking .diff-card.highlight-border,
  :root #section-claim-ranking .claim-tip-card,
  :root #section-claim-ranking .claim-tip-card.highlight-border,
  :root #section-claim-ranking .claim-rank-card,
  :root #section-claim-ranking .claim-rank-card.rank-top1,
  :root #section-claim-ranking .claim-rank-card.rank-top2,
  :root #section-claim-ranking .claim-rank-card.rank-top3,
  :root #section-insurance-comparison .term-card,
  :root #section-insurance-comparison .smart-comp-card,
  :root #section-insurance-comparison .smart-comp-card.highlight-card { padding: 24px 22px; }

  :root #section-claim-ranking .diff-card h4,
  :root #section-claim-ranking .claim-tip-card h4,
  :root #section-insurance-comparison .term-card-title { font-size: 19px; }

  :root #section-claim-ranking .diff-bar-row {
    grid-template-columns: minmax(0, 1fr) auto;
    grid-template-areas: "lbl val" "bar bar";
    gap: 8px 12px;
  }
  :root #section-claim-ranking .diff-bar-row .bar-lbl { grid-area: lbl; }
  :root #section-claim-ranking .diff-bar-row .bar-track { grid-area: bar; }
  :root #section-claim-ranking .diff-bar-row .bar-val { grid-area: val; }

  :root #section-claim-ranking .claim-ranking-hero-banner { margin: 16px 0 56px; gap: 16px; }
  :root #section-claim-ranking .ranking-highlight-col { padding: 28px 24px 30px; }
  :root #section-claim-ranking .rank-winner-title { font-size: 21px; margin-bottom: 16px; }
  :root #section-claim-ranking .rank-metric-row { gap: 12px 24px; }
  :root #section-claim-ranking .winner-rate { font-size: 32px; }

  :root #section-claim-ranking .claim-tabs-wrap { margin-bottom: 28px; }

  :root #section-claim-ranking .claim-pane-intro { flex-direction: column; align-items: stretch; gap: 14px; }
  :root #section-claim-ranking .pane-intro-left { flex: none; }
  :root #section-claim-ranking .pane-intro-right { justify-content: space-between; }
  :root #section-claim-ranking .btn-view-mode { min-height: 38px; padding: 8px 16px; font-size: 14px; }

  /* Ranking tables → stacked rows inside the tile */
  :root #section-claim-ranking .claim-table-responsive { overflow: visible; }
  :root #section-claim-ranking .blog-claim-table,
  :root #section-claim-ranking .blog-claim-table tbody { display: block; width: 100%; }
  :root #section-claim-ranking .blog-claim-table thead { display: none; }
  :root #section-claim-ranking .blog-claim-table tr {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) minmax(0, 1fr);
    grid-template-areas:
      "rank name name"
      "rej  rej  pay"
      "feat feat feat"
      "adv  adv  adv";
    gap: 14px 12px;
    align-items: center;
    padding: 22px 22px;
    border-bottom: 1px solid var(--ap-hairline-soft);
  }
  :root #section-claim-ranking #claim-table-wrap-life .blog-claim-table tr {
    grid-template-areas:
      "rank name name"
      "rej  rej  pay"
      "feat feat feat";
  }
  :root #section-claim-ranking .blog-claim-table tbody tr:last-child { border-bottom: 0; }
  :root #section-claim-ranking .blog-claim-table td,
  :root #section-claim-ranking .blog-claim-table :is(th, td):first-child,
  :root #section-claim-ranking .blog-claim-table :is(th, td):last-child {
    display: block;
    padding: 0;
    border: 0;
    min-width: 0;
  }
  :root #section-claim-ranking .blog-claim-table td:nth-child(1) { grid-area: rank; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(2) { grid-area: name; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(3) { grid-area: rej; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(4) { grid-area: pay; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(5) { grid-area: feat; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(6) { grid-area: adv; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(3)::before,
  :root #section-claim-ranking .blog-claim-table td:nth-child(4)::before {
    display: block;
    font-size: 12px;
    font-weight: 500;
    color: var(--ap-text-2);
    margin: 0 0 2px;
  }
  :root #section-claim-ranking .blog-claim-table td:nth-child(3)::before { content: '부지급률'; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(4)::before { content: '지급률'; }
  :root #section-claim-ranking .rank-cell-pill { font-size: 14px; }
  :root #section-claim-ranking .comp-name-wrap { font-size: 17px; }
  :root #section-claim-ranking .rej-rate-tag,
  :root #section-claim-ranking .rej-rate-tag.winner { font-size: 21px; }
  :root #section-claim-ranking .pay-rate-tag { font-size: 15px; }
  :root #section-claim-ranking .blog-claim-table td:nth-child(5) {
    padding-top: 14px;
    border-top: 1px solid var(--ap-hairline-soft);
  }
  :root #section-claim-ranking .claim-feat-desc { font-size: 14px; }

  :root #section-claim-ranking .claim-ranking-grid,
  :root #section-insurance-comparison .comp-smart-cards-grid { grid-template-columns: 1fr; gap: 16px; }

  :root #section-claim-ranking .claim-calc-container,
  :root #section-claim-ranking .claim-kyungho-promise-box { padding: 32px 22px; border-radius: var(--ap-radius-m); }
  :root #section-claim-ranking .claim-calc-inputs { grid-template-columns: 1fr; padding-bottom: 28px; margin-bottom: 28px; }
  :root #section-claim-ranking .btn-run-calc { margin-top: 4px; width: 100%; }
  :root #section-claim-ranking .calc-res-card { padding: 24px 22px; }
  :root #section-claim-ranking .calc-loss-val { font-size: 36px; }

  :root #section-claim-ranking .promise-contact-bar { flex-direction: column; align-items: stretch; }
  :root #section-claim-ranking .btn-promise-audit { width: 100%; }

  :root #section-insurance-comparison .easy-terms-container { margin-bottom: 56px; }
  :root #section-insurance-comparison .comp-tab-btn { padding: 18px 20px; }
  :root #section-insurance-comparison .tab-badge-accent { top: 20px; right: 20px; }

  :root #section-insurance-comparison .comp-controls-bar { flex-direction: column; align-items: stretch; gap: 14px; }
  :root #section-insurance-comparison .comp-filter-group {
    flex-wrap: nowrap;
    overflow-x: auto;
    scrollbar-width: none;
    margin: 0 calc(var(--ap-gutter) * -1);
    padding: 0 var(--ap-gutter);
    scroll-padding: 0 var(--ap-gutter);
  }
  :root #section-insurance-comparison .comp-filter-group::-webkit-scrollbar { display: none; }
  :root #section-insurance-comparison .comp-sub-btn { min-height: 40px; flex: none; }
  :root #section-insurance-comparison .comp-view-toggle { justify-content: space-between; }
  :root #section-insurance-comparison .comp-view-seg { flex: 1 1 100%; }
  :root #section-insurance-comparison .comp-view-seg .view-toggle-btn { flex: 1; min-height: 38px; font-size: 14px; }
  :root #section-insurance-comparison .view-toggle-btn.btn-export-excel-small { min-height: 40px; }

  :root #section-insurance-comparison .comp-consult-cta-banner { padding: 32px 22px; margin-top: 56px; border-radius: var(--ap-radius-m); }
  :root #section-insurance-comparison .cta-banner-right { flex-direction: column; }
  :root #section-insurance-comparison .cta-banner-right .cta-btn { width: 100%; flex: none; }
}